Fixed Rate HELOC Qualification

"We were impressed with Derek’s professionalism and efficiency while he helped us refinance our home loan. The process was quick and he was able to save us money. We would recommend Derek to all our friends and family in the future."

mr. & mrs. stufkosky

"Derek and his team were a pleasure to work with! They stayed in communication through our entire process. Answering any questions we had and ensuring we were getting the best rates, while closing our deal in our timeline. I would highly recommend Derek in any financing needs!"

travis metcalf

"Derek did an excellent job in getting us i to our dream home. He was quick and diligent in his work, but took the time to explain all the ins and outs to us. He was polite and excellent in communication. Derek offered us many options to choose from and in the end did not just help us get our mortgage loan, gave us financial advice to better secure our future. Would recommend 100%"

amanda prietto

"My experience with Derek was absolutely amazing! He made the effort of buying a home seamless and stress free. I honestly couldn't believe what a wonderful experience this was. His knowledge, experience, and desire to make my dream come true of buying a house is simply exemplary. There were no surprises. Everything happened as he presented to me. Thank you Derek!! I love you!!"

debbie

"Derek knows the mortgage business inside and out and what he can do for you is incredible. Besides that, he’s a super nice human being. I would definitely recommend him to everyone."

keithseagull

"Derek presented a clear and knowledgable overview of mortgage process, interest rates, points, and Invester information. Very professional and worked hard to smooth out issues along the way."

anneheisingeracademy

"We had several challenges and hurdles during our home buying experience and had all but given up on even owning a home. Then we were referred to Derek and is knowledge, confidence, patience and above all positivity turned it all around. From the second we started working with him, the process was flawless. I will recommend him to everyone I know and will absolutely be working with him again myself."

c schaefer

"Derek did a refi on my current home and new lone on the vacation home I got. He was able to get it all done on time and did a great job. I recommend, great loan adviser for Running Springs, Lake Arrowhead, Big Bear especially, he knows the area really well."

maryann2227

"Being a first time buyer, the whole process of buying a home can be a little overwhelming. Derek and his team had walked me through the entire process and time over time had clearly explained any questions or concerns I had. Overall, the experience was great, and I would recommend Derek and his team to anyone. Where Derek really shined was his ability to quickly work with my needs to get prequalified. Without that sense of urgency, my bid may not have had the time to be selected by the sellers. It was with that, I respected Derek, and from there on it was a simple process of document gathering and open communication on their needs as well as mine. Derek clearly explained my loan options, terms, and I truly felt he was looking out for my best interest; pun intended. Thanks again for your assistance."

richiehollien

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